【MBSB 1171 交流专区】马建屋

sp13501

听说收购价大概 2.60而已！（信者责任自负）

sengtong88

MBSB应该持有吗？
持有多久最合理？因为据说只能换0.3CIMB罢了。。

icy97

MALAYSIA BUILDING SOCIETY BERHAD

Type	Announcement
Subject	OTHERS
Description	Quarterly Financial Report pursuant to Paragraph 9.22 of the Main Market Listing Requirements of Bursa Malaysia Securities Berhad.
We wish to inform that Malaysia Building Society Berhad ("MBSB") has scheduled to release its' financial results for the second quarter ended 30 June 2014 on Thursday, 14 August 2014 in accordance with Paragraph 9.22 of the Main Market Listing Requirements of Bursa Malaysia Securities Berhad. This announcement is dated 1 August 2014.

icy97

为公司未来前程 马建屋CEO不介意下台

财经新闻 财经  2014-08-09 11:04
（吉隆坡8日讯）马建屋（MBSB，1171，主板金融股）总裁兼总执行长拿督阿末再尼表示，不介意为了公司未来前程，卸下目前的重任。

阿末再尼在开斋节开放门户活动上向媒体表示，“未来，为了公司和股东着想，我不介意下台。”

他续称：“对我来说，最佳领导人是可以掌控任何公司，因为能力才是最重要。”

另外，他也针对会否执行自愿离职计划时表示，目前仍言之过早。

“直到谈判结果，我们都不能肯定任何事情。”

7月初，联昌国际（CIMB，1023，主板金融股）、兴业资本（RHBCAP，1066，主板金融股）和马建屋宣布，获国家银行批准洽谈合并计划，并签署了长达90天的独家谈判协议。

若事成，则有望成为全马最大回教银行，资产规模可达6亿1370万令吉，超越马银行（MAYBANK，1155，主板金融股）截至3月的5亿7800万令吉。

称霸国内立足国际

阿末再尼说：“希望合并成为大型银行业者后，不只可称霸国内，也可立足国际。”

他说，目前三方谈判进度良好，现已着手研究财务和法律问题。

“一家合并公司理应可为未来创造价值，大家都很努力地为合并计划打拼。我想，国行也希望回教银行的发展可更上一层楼。”【南洋网财经】

APULA

撥備低‧商貸車貸表現佳‧馬屋業次季淨利揚41%
2014-08-14 17:50   
http://biz.sinchew.com.my/node/100175?tid=6
   
（吉隆坡14日訊）歸功於低貸款損失撥備，以及企業和汽車貸款獲利和利息收入增長，馬屋業（MBSB,1171,主板金融組）截至2014年6月30日止第二季淨利，從前期的1億6千510萬5千令吉，增長41.03%，至2億3千285萬5千令吉，拉動上半年淨利走高29.7%至4億2千958萬9千令吉，去年同期為3億3千124萬9千令吉。

第二季營業額達6億7千208萬2千令吉，按年增幅9.4%，首半年營業額走揚13.8%至13億3千919萬2千令吉。

馬屋業總裁兼首席執行員拿督阿末再尼在文告中指出，儘管市場營運環境嚴峻，但集團在第二季仍取得盈利增長、營業額和資產品質改善的好成績。

“我們的整個核心業務都對此財報帶來貢獻，其中零售和企業商業資產走揚為業務表現改善的主因。”

同時，他指出，集團積極與聯昌集團（CIMB,1023,主板金融組）和興業資本（RHBCAP,1066,主板金融組）展開“世紀大整合”相關事宜，並不斷對各種選項進行探討，以確保集團能為整合後集團帶來良好價值。

回顧次季表現，馬屋業淨股本回酬從首季的26.2%改善至27.6%，超越全年關鍵績效指標（KPI）的15%目標，首6個月企業商業貸款活動按年增長15%，而淨貸款、預支和融資增長0.7%至305億令吉。

馬屋業指出，集團整體財務狀況依舊強穩，將跟隨2014年商業規劃延續商業和新策略增長環節的擴張步伐。（星洲日報／財經）

SUMMARY OF KEY FINANCIAL INFORMATION 30/06/2014

		INDIVIDUAL PERIOD		CUMULATIVE PERIOD
		CURRENT YEAR QUARTER	PRECEDING YEAR CORRESPONDING QUARTER	CURRENT YEAR TO DATE	PRECEDING YEAR CORRESPONDING PERIOD
		30/06/2014	30/06/2013	30/06/2014	30/06/2013
		$$'000	$$'000	$$'000	$$'000

1	Revenue	672,082	614,298	1,339,192	1,176,773
2	Profit/(loss) before tax	310,892	247,589	577,856	484,699
3	Profit/(loss) for the period	232,855	165,105	429,589	331,249
4	Profit/(loss) attributable to ordinary equity holders of the parent	232,855	165,105	429,589	331,249
5	Basic earnings/(loss) per share (Subunit)	8.85	9.78	17.22	22.37
6	Proposed/Declared dividend per share (Subunit)	0.00	0.00	0.00	0.00
		AS AT END OF CURRENT QUARTER		AS AT PRECEDING FINANCIAL YEAR END
7	Net assets per share attributable to ordinary equity holders of the parent ($$)	1.5068		1.2508

icy97

Type	Announcement
Subject	OTHERS
Description	Economic Profit and Loss Statement for the period ended 30 June 2014
Malaysia Building Society Berhad (“MBSB” or “the Company”) would like to announce its Economic Profit and Loss Statement for the period ended 30 June 2014. ECONOMIC PROFIT AND LOSS STATEMENT FOR THE PERIOD ENDED 30 JUNE 2014 Economic profit or loss is an amount earned for a period by a business after deducting the operating expenses and a charge of opportunity cost of capital employed. The economic profit and loss statement set out in Table 1 is disclosed on a voluntary basis. The assumptions used in computing the economic profit/loss are set out below: (i) The cost of equity is calculated based on the following formula: Cost of equity = (Beta x Market Risk Premium) + Risk Free Rate (ii) The Beta used in the calculation is the 5 years adjusted Bloomberg Rate: Quarterly Period Beta 2nd Quarter 2014=1.396 4th Quarter 2013=1.414 2nd Quarter 2013=1.400 (iii) The risk free rate is the rate of return of a 10-year Malaysian Government Securities at the closing of the reporting period: Risk Free Rate At 30 June 2014=4.113% At 31 December 2013=3.765% At 30 June 2013=3.700% (iv) The market risk premium is assumed at 4.76%, which represents the market return in excess of the return earned on risk free asset. TABLE 1 30 Jun 2014 6 months (Unaudited) RM’000 31 Dec 2013 12 months   (Audited) RM’000 Group profit after taxation 429,589 597,568 Less: Cost of capital employed (167,174) (216,183) Economic profit 262,415 381,385 This announcement is dated 14 August 2014.

Type	Announcement
Subject	OTHERS
Description	Headline Key Performance Indicators for 2nd Quarter 2014
Malaysia Building Society Berhad (“MBSB” or “the Company”) would like to announce its achievement for the 2nd quarter 2014 as compared to the 2014 Headline Key Performance Indicators (“KPIs”). HEADLINE KPIs The Company would like to announce the target Headline KPIs for 2014 as set out in Table 1. These KPIs have been set and agreed by the Board of Directors and Management of the Company as part of the broader KPI framework that the Company has in place, as prescribed under the Government Linked Company (“GLC”) Transformation program and is disclosed on a voluntary basis. It should be noted that these headline KPIs are targets or aspirations set by the Company for the respective years as a transparent performance practice. The KPIs should not be construed as estimates, forecasts or projections of the Company or representations of any future performance, occurrence or matter as the headlines are merely a set of targets or aspirations of future performance aligned to the Company’s strategy. HEADLINE KPIs FOR THE 2ND QUARTER 2014 The Group net return on equity growth has exceeded its Headline KPI. This was mainly due to higher income from Islamic banking operations and conventional business from the expansion of personal financing and corporate business. This was further aided by reduction in allowance for impairment losses on loans, advances and financing. TABLE 1 Target 2014 Headline KPIs 2nd Qtr 2014   6 Months Unaudited Group Results 1. Annualised group net return on equity 15.0% 27.6% 2. Annualised group revenue growth 10.0% 5.6% This announcement is dated 14 August 2014.

icy97

貸款損失撥備走低‧馬屋業2年財測調高

2014-08-15 17:18      
（吉隆坡15日訊）馬屋業（MBSB,1171,主板金融組）2014財政年次季淨利揚升逾41%，分析員看好其貸款損失撥備料持續走低，上調今明兩年淨利預測，並保持買進評級。

興業研究指出，馬屋業2014年次季業績表現，超越該行及市場較早預測，因此將2014及2015年淨利預測分別上調14%及7.5%，至7億2千100萬及7億3千500萬令吉，主要是將貸款損失撥備預測減少45%及21%。

若不包括貸款損失撥備盈利，馬屋業業績符合預測，包括貸款成長平穩、賺幅持續受擠壓，惟獲得較佳非利息收入及成本控制措施的緩沖。

馬屋業次季利好，包括穩定的資產素質、按季非利息收入改善、及緊縮成本控制。惟貸款成長平平，賺幅壓力升溫將削減未來淨利息收入增長。

馬屋業管理層預期，企業貸款將是未來貸款增長的動力，此領域在今年下半年的發放款項將介於6億至7億令吉之間。消費者貸款組合（個人貸款及分期供款貸款）將著重在維持規模、及保持良好的資產素質。

馬屋業管理層預測，公司擁有足夠資本支持額外20億令吉的風險加權資產增長。

興業研究將馬屋業的目標價調高至2令吉80仙，比較之前估值為2令吉60仙，並保持“買進”評級。（星洲日報／財經‧報道：李文龍）


合併打造大型伊銀發展 或進一步提振馬建屋
財經股市15 Aug 2014 20:53
http://www.chinapress.com.my/node/552129

blizard

icy97 发表于 15-8-2014 04:55 AM
This announcement is dated 14 August 2014.[/td][/tr]
[/table]

请问这个表是在讲些什么的？看了很久但是不明白。

icy97

Type	Announcement
Subject	OTHERS
Description	Malaysia Building Society Berhad - Acquisition of a subsidiary namely 88 Legacy Sdn Bhd (Company No.: 1104995-A)
The Board of Directors wishes to announce that Malaysia Building Society Berhad ("MBSB") had on 12 September 2014 acquired 2 ordinary shares of RM1.00 each, representing the entire issued and paid-up share capital of 88 Legacy Sdn Bhd (“Acquisition”). Information on 88 Legacy Sdn Bhd 88 Legacy Sdn Bhd ("88 Legacy") was incorporated on 15 August 2014 in Malaysia. The authorised share capital of 88 Legacy is RM400,000.00 divided into 400,000 ordinary shares of RM1.00 each. The issued and paid-up share capital of 88 Legacy is RM2.00 comprising 2 ordinary shares of RM1.00 each. The principal activities of 88 Legacy are property investment and dealing in properties.   Rationale 88 Legacy Sdn Bhd was acquired for the surrender of lands pursuant to a settlement agreement with a borrower. Financial Effects The Acquisition will not have any material effect on the earnings per share, net assets per share, gearing and share capital of MBSB for the financial year ending 31 December 2014. The Acquisition will not have any effect on the substantial shareholders’ shareholding of the Company. Directors’ and/or Major Shareholders’ Interests None of the Directors and/or Major Shareholders of MBSB or persons connected to them has any interest, direct or indirect, of the Acquisition. Approvals Required The Acquisition is not subject to the approval of the shareholders of the Company or any other relevant authorities except for the approval of the relevant authorities in Malaysia. Statement by Directors The Directors of MBSB, are of the opinion that the Acquisition is in the best interests of the Company. This announcement is dated 12 September 2014.

icy97

资产品质疲弱 RAM观察马建屋评级

财经新闻 财经  2014-10-02 09:20
（吉隆坡1日讯）三大金融机构合并案进行中，大马评级机构（RAM）重申，马建屋（MBSB，1171，主板金融股）的“A2/-/P1/RW”评级正处观察阶段。

文告指出，马建屋的评级是属于发展中金融机构阶级，虽然融资业务稳定，个人融资户头占公司总融资的73%比例，但整体资产品质仍相当疲弱。

该公司截至6月杪的总减值融资比率，提高至7.5%，而2013财年的信贷对成本比率也升至0.9%，抵押贷款是造成疲弱资产品质的主因，超过三分之二是在现任管理团队加入公司前批准的。【南洋网财经】

icy97

Type	Announcement
Subject	OTHERS
Description	SUBMISSION TO BANK NEGARA MALAYSIA (“BNM”) FOR APPROVAL ON THE PROPOSED MERGER OF THE BUSINESSES AND UNDERTAKINGS OF RHB CAPITAL BERHAD (“RHB CAPITAL”), CIMB GROUP HOLDINGS BERHAD (“CIMB GROUP”) AND MALAYSIA BUILDING SOCIETY BERHAD (“MBSB”) AND THE CREATION OF AN ENLARGED ISLAMIC BANKING FRANCHISE (“PROPOSED MERGER”)
This announcement is dated 9 October 2014. We refer to the previous announcement dated 10 July 2014 (“Announcement”). Unless otherwise stated, the definitions used here shall have the same meanings as set out in the Announcement. On behalf of MBSB, AmInvestment Bank Berhad (“AmInvestment Bank”) wishes to announce that MBSB has been informed that CIMB Group and RHB Capital, as well as their relevant subsidiaries, had made a joint application to BNM to seek the approval of BNM and/or the Minister of Finance (“MoF”) through BNM for, amongst others, the Proposed Merger, of which MBSB is a party to. Please refer to the attached announcement and press release for further details. http://www.bursamalaysia.com/market/listed-companies/company-announcements/1761105

Attachments MBSB_Announcement_091014.pdf 141009 NR CIMB Group RHB and MBSB move ahead with merger.pdf

liang_2002

好奇怪哦。。。
联昌国际伊斯兰银行之后將以每股2.82令吉，收购马建屋的资產和债务。

今天的MBSB，卻有人以RM2.60左右賣出。不明白。爲什麽？

HeGe

liang_2002 发表于 10-10-2014 09:40 AM
好奇怪哦。。。
联昌国际伊斯兰银行之后將以每股2.82令吉，收购马建屋的资產和债务。

我的看法是：那些宣布都只是建議，還得得到國家銀行的放行；所以現在還不能說 100% 成交。如果你覺得這交易100%會成功，你現在買入的話，你就會賺那 0.2x 咯

liang_2002

HeGe 发表于 10-10-2014 11:39 AM
我的看法是：那些宣布都只是建議，還得得到國家銀行的放行；所以現在還不能說 100% 成交。如果你覺得這交 ...

所以，那些RM2.60放票的，認爲不會以RM 2.82成交？
所以，那些RM2.60買票的，認爲會以RM 2.82成交？

那麽，誰的判斷纔是正確？？？

HeGe

liang_2002 发表于 10-10-2014 12:34 PM
所以，那些RM2.60放票的，認爲不會以RM 2.82成交？
所以，那些RM2.60買票的，認爲會以RM 2.82成交？

Hmm。。。可以那麼說吧，又或許說放票的人想馬上套利咯

sp13501

我有一个朋友就是今天卖的！  问他，他说，等 2.82 最少要半年，拿去买其它股更好，现在便宜东西很多 。。。

APULA

聯昌估值低最不劃算 馬建屋成大贏家漲26仙
財經股市10 Oct 2014 21:59
http://www.chinapress.com.my/node/567987

（吉隆坡10日訊）聯昌集團（CIMB，1023，主要板金融）、興業資本（RHBCAP，1066，主要板金融）與馬建屋（MBSB，1171，主要板金融）換股共組霸級銀行，今日復牌走勢各異；馬建屋獲高價私有化成最大贏家，盤中大漲26仙。
　
3家金融機構昨日（9日）就換股合併向國行提交申請，三方合併價值估計達725億令吉，將在明年初簽署買賣協議即展開精明審核程序，預計整項合併計劃可在明年中完成。
　
換股計劃完成后，聯昌集團與馬建屋將除牌，豐隆證券研究分析主管劉乙勰在報告中指出，馬建屋明顯是此次合併計劃最大贏家，獲聯昌伊銀以每股2.82令吉高價私有化；相比週三（8日）閉市價2.37令吉，溢價近19%或45仙。
　
獲券商一致看好是大贏家的馬建屋，走勢凌厲漲勢如虹，盤中一度勁起28仙至2.65令吉，漲幅稱冠全場，旗下憑單馬建屋-WA（MBSB-WA，1171WA，主要板憑單）與馬建屋-CS（MBSB-CS，1171CS，主要板備兌憑單）亦隨母股走高。
　
獲聯昌集團以1.38股換得1股的興業資本表現也不差，盤中最高升至9.05令吉，勁起35仙，位居10大上升股榜前3甲，備兌憑單興業資本-CR（RHBCAP-CR，1066CR，主要板備兌憑單）一度升7.5仙至32.5仙。
　
輝立資金投資總投資長洪國興告訴“彭博社”，聯昌資本估值較預期來得低，換股計劃並不能惠及該公司股東。聯昌集團遭看淡，盤中慘跌35仙至6.63令吉，淪為10大下跌股。

3合併銀行10月10日走勢
股項	開市（令吉）	休市（令吉）	閉市價（令吉）	波動（仙）	成交量（股）
聯昌集團	6.81	6.70	6.66	-32	1911萬7300股
興業資本	9.02	8.90	8.88	+18	858萬5100股
興業資本-CR	0.325	0.30	0.30	+5	1萬100股
馬建屋	2.61	2.60	2.63	+26	4937萬7200股
馬建屋-WA	1.65	1.61	1.64	+23	117萬2200股
馬建屋-CS	0.145	0.165	0.175	+8.5	14萬5100股

kinsoon21

sp13501 发表于 10-10-2014 10:03 PM
我有一个朋友就是今天卖的！  问他，他说，等 2.82 最少要半年，拿去买其它股更好，现在便宜东西很多 。。。 ...

大家觉得msbs会在2014 year end 前分dividend 吗？
还会有dividend收吗

sp13501

kinsoon21 发表于 11-10-2014 06:50 PM
大家觉得msbs会在2014 year end 前分dividend 吗？
还会有dividend收吗

这是说不定的 。。给了也可以在 2.82那边扣除，或者不扣除 。。。

APULA

点线精华：马建屋挑战RM2.95
点线精华 财经周刊 投资观点  2014-10-13 13:01
http://www.nanyang.com/node/655501

本周，马建屋的短期股价趋势，将会持续上周的利好涨升趋势，尝试于近期间上挑短、中期上升目标值，或会介于2.65-2.95令吉。

马建屋（MBSB，1171，主板金融股）上周五间趁势冒起，近期价量齐升，成为周间股市受瞩目的金融股项之一。

该股于10月10日闭市时报2.63令吉，按周涨21仙或8.68%。

马建屋的长期月线股价趋势于近期间突破一道中期下降趋势线（见马建屋月线图－A1:A2）后，又告反弹，并已划出一个利好长期反转型态的轮廓。



目前，马建屋的长期股价趋势正处于中期下降趋势线上取得关键性的技术突破。

它的周线图表趋势于近期间成功突破中期下降趋势线（见马建屋周线图–B3:B4）后，收在这道趋势线上。



多项技术指标的交投趋势已告进入中期技术性佳境。

马建屋的日线图表趋势突破一道中期双重底型态的颈线（见马建屋日线图－C1:C2）上后继续爬升。



上周，马建屋的日线走势成功突破中期颈线（C1:C2）后收在这道趋势线上，充分反映这道短期趋势线利好走势。

技术分析与展望

马建屋的日线分析图刻划出一项技术性突破，上破它的中期双重底型态的颈线（C1:C2）。

短期间，马建屋的短期技术反弹趋勢线将会继续保持着良好上升趋势，这是一项短线上升趋势的利好排列，也是一项值得投资者关注的涨升趋势。

马建屋日线图平滑异同移动平均线（MACD）处于“0”轴线上波动，开始向上爬升。

它的周与月线MACD也告纷纷处于“0”轴线上波动，意味着平滑异同移动平均线趋势的涨升行情已显现于眼前。

它的14日強弱指标（RSI）于周五闭市时处于67.99%水平间，14周与14月強弱指标分别落在68.65%与66.69%水平间。

它的日线分析图表利好格局已告进入技术佳境，突破中期双重底的颈线（C1:C2）后持续爬升，同时它的周、月线股价趋势也突破它们的顶头阻力线（B3:B4与C1:C2）。

它的日线平滑异同移动平均线也告处于利好趋势线间，它的势头因连续数日的红烛而直挺后而告进入一个利好涨升格局中。

本周间，马建屋的短期股价趋势将会持续上周的利好涨升趋势，尝试于近期间上挑短、中期上升目标值，或会介于2.65-2.95令吉。

●马建屋一周行情
上周五闭市：2.63令吉
上周起落：+21仙
上周最高：2.65令吉
上周最低：2.37令吉
上周成交量：513,225宗
本益比：7.09倍
毛周息率：3.80%
52周最高：2.96令吉
52周最低：2.10令吉

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本文纯属技术面分析，仅供参考，并非推荐购买。投资前请咨询专业金融师。

敏源 技术分析教父