Schedule of Benefit | IMPlus 1 (RM) | IMPlus 2 (RM) | IMPlus 3 (RM) |
Hospitalisation & Surgical Expenses |
a) Room & Board (daily limit) | 120 | 180 | 260 |
b) Intensive Care Unit(Total period for Hospital Room & Board and intensive Care Unit up to a maximum of 60 days per disability) | 300 | 300 | 300 |
c) Surgical Expenses(Surgical fees, Anaesthetist fee and Operating theatre charges) including post surgical care up to sixty (60) days from date of discharge) | As charged subject to self-insured deductible
RM50** |
d) Hospital Expenses |
e) Pre-Surgery/Medical Specialist ConsultationIncludes fees incurred for consultation within 31 days prior to hospital admission or Day Surgery |
f) Pre-Surgery/Medical Diagnosis Test |
g) Daily Cash Allowance at a Malaysian Government Hospital (per disability) | 50 | 50 | 50 |
Out of Hospital Benefits |
|
a) Day Surgery Benefits | As charged subject to self-insured deductible
RM50** |
b) Emergency Accidental Outpatient Treatment - up to 31 days from the date of accident | As charged |
c) Post-Hospitalisation or Day Surgery Follow up - up to sixty (60) days from date of discharge or Day Surgery |
d) Out- Patient Cancer Treatment |
e) Out-Patient Kidney Dialysis Treatment |
f) Home Nursing Care Limit per disability. Valid within 7 days from the date of hospital discharge, subject to a minimum of 3 days hospitalisation | 500 | 1,000 | 2,000 |
Overall Annual Limit | 60,000 | 110,000 | 160,000 |
Lifetime Limit | 150,000 | 300,000 | 450,000 |