总理国庆群众大会：各尽所长 老有所依 人人安居 （CPF又有“好料”了）

天然夜行者

李显龙总理在星期天晚上的国庆群众大会上，发表的演讲所涵盖的三大精神：
各尽所长
● 设立由副总理尚达曼领导的劳资政委员会，落实ASPIRE的建议，制定一套结合教育、培训与工作升迁的职业发展渠道。
● 由公共服务机构扮演领头角色，更重视非大学毕业生员工的工作表现与技能。

老有所依
● 扩大屋契回购计划至四房式组屋。
● 推出乐龄补贴计划（Silver Support），低收入年长国人从65岁起，每年可获一笔公积金补贴。明年预算案公布细节。
● 允许65岁及以上的退休人士一次过提取部分公积金存款，提取顶限为存款总额的20％。
● 设立咨询委员会，探讨如何为公积金会员提供更多投资选项，以及如何调整公积金最低存款。
人人安居
● 设立社区服务署，由一个单位协调跨部门工作，改善基层公共服务。
● 以整体来重新规划星和园、裕华园和裕廊湖公园，创建全新的裕廊湖花园区。
● 在裕华园地铁站旁建新科学馆，预计2020落成。

阿呆0327

那天才看到獨居老人死了發臭在家。。。鄰居嗅到臭味還有屍水流出來才發現。。。

可憐到。。。。

天然夜行者

还是英文版靠铺...

SINGAPORE: Singapore Prime Minister Lee Hsien Loong has highlighted the need for economic growth and a cultural change to help all Singaporeans achieve their potential. Speaking at the National Day Rally on Sunday (Aug 17) evening, Mr Lee outlined how Singaporeans can attain success through different routes, regardless of their academic qualifications. To help the older generation of Singaporeans, Mr Lee also announced policy enhancements to the national savings scheme.

A consistent theme through Mr Lee's rally speech was a call to celebrate the spirit and contributions of Singapore's pioneer generation, as the nation turns 50 next year. The prime minister also built on the themes of his speech last year, including the need to provide opportunities for all Singaporeans to achieve success. A key element of this is ensuring that companies are able to prosper, and that the country remains attractive for investments.

Mr Lee said: "We must have growth in order to help our people well. So we have to be hard-headed in order to be good-hearted and just as importantly, we need a cultural change because fundamentally this is about our values, about how we value people. And Singapore must always be a place where everyone can feel proud of what they do, where you are respected for your contributions and your character, and anyone can improve his life if he works hard, everyone can hope for a better future."

To achieve this, Mr Lee said a cultural shift is needed, and efforts have already kicked off to create a work and study path to enable all Singaporeans to advance in their careers. Deputy Prime Minister Tharman Shanmugaratnam will lead a tripartite committee to develop an integrated system of education, training and career progression for all Singaporeans. The panel will also promote industry support and social recognition for individuals to advance based on skills.

Mr Lee said the Public Service will lead the way in offering more opportunities for non-graduates. He said: "We'll put more weight on job performance and relevant skills rather than starting qualifications. We'll merge more graduate and non-graduate schemes to give everyone the same opportunities on the same career track, and we'll promote non-graduates more quickly to what used to be considered graduate level jobs, once they prove that they can do it."

Mr Lee also gave more assurance that older Singaporeans would be provided for after they are retired. He said the national savings scheme - the Central Provident Fund (CPF) - has served Singaporeans well. "It works well for most Singaporeans, but not quite for all, especially the lower income. Also it is not quite flexible enough, and I think we can and should improve the scheme further," Mr Lee said.

A new scheme for low-income elderly Singaporeans called Silver Support will be introduced. Low-income seniors will receive an annual bonus from the Government, starting from age 65, to help with living expenses.

Singaporeans could soon also have the option to take out part of their CPF savings in a lump sum when they need to, subject to limits. Mr Lee also said the CPF Minimum Sum will be raised to S$161,000 next year, but added that he did not see the need for further major increases in the Minimum Sum beyond that.

In the last 49 years, Mr Lee pointed out that Singapore's physical transformation has been remarkable. One ambitious future transformation being planned is at the Jurong Lake District, which will bring together the Jurong Lake Park, and the Chinese and Japanese Gardens.

In all Mr Lee's National Day Rally speeches on Sunday - in Malay, Mandarin and English - he paid tribute to the country's pioneers who have contributed much to the development of Singapore. He said they wrote the opening chapters of the Singapore Story, and at the heart of this story is a common belief in Singapore - "Belief that we can turn vulnerability and despair into confidence and hope. Belief that out of the trauma of Separation we could build a modern metropolis and a beautiful home. Belief that whatever the challenges of this uncertain world, we can thrive and prosper as one united people."

In closing, Mr Lee urged Singaporeans to be the pioneers of their own generation in the next 50 years and beyond.

天然夜行者

65岁只能提取总额的20%，明年min sum升到$161,000

够力咯！！

jack_chong

阿呆0327 发表于 18-8-2014 09:43 AM
那天才看到獨居老人死了發臭在家。。。鄰居嗅到臭味還有屍水流出來才發現。。。

可憐到。。。。

人生最大的遗憾是人死了钱还没花完，人生最大的悲哀是人还没死钱花完了。。。

天然夜行者

jack_chong 发表于 18-8-2014 09:51 AM
人生最大的遗憾是人死了钱还没花完，人生最大的悲哀是人还没死钱花完了。。。

第一个比较悲哀，薪水高但不能用，不如做没有压力的低薪工作更好？

花完了？有孩子养
不然就做包租公，自己睡客厅，房间出租，自得其乐

kcchiew

天然夜行者 发表于 18-8-2014 09:50 AM
65岁只能提取总额的20%，明年min sum升到$161,000

够力咯！！

我担心的是cpf sa的利息过了2015年后不再是固定4%，因为两者（cpf sa利息和minimum sum)的计算方式似乎有点关联。

请参考以下这图，把调整后的ms 乘以104% （也许应该是40000x105%，剩余数目乘以104%），”差不多“就等于隔年的ms了。（ms有一套算法，若不把利息包括在计算方式的话，对于ms还没有满额的会员就可能会不公平了。）

kelingkia2013

天然夜行者 发表于 18-8-2014 09:55 AM
第一个比较悲哀，薪水高但不能用，不如做没有压力的低薪工作更好？

花完了？有孩子养

移民就可全部提出了。。。

阿呆0327

天然夜行者 发表于 18-8-2014 09:50 AM
65岁只能提取总额的20%，明年min sum升到$161,000

够力咯！！

夠力咯。。。做到90歲都要工作。。。
真的累瓜老人。。。

阿呆0327

jack_chong 发表于 18-8-2014 09:51 AM
人生最大的遗憾是人死了钱还没花完，人生最大的悲哀是人还没死钱花完了。。。

我會選擇留花到剛剛好。。。

天然夜行者

kcchiew 发表于 18-8-2014 10:24 AM
我担心的是cpf sa的利息过了2015年后不再是固定4%，因为两者（cpf sa利息和minimum sum)的计算方式似乎有 ...

很难讲，主要看经济吧，还有郑虎有没有钱

目前看来在PAP的带领下，这两个都做得很好，至于2016大选，脑残年轻人会不会乱乱投，就很难说了...

天然夜行者

kelingkia2013 发表于 18-8-2014 10:28 AM
移民就可全部提出了。。。

谈何容易？你以为普通国家有难么容易收新的公民？连PR都要8年10年！

kelingkia2013

天然夜行者 发表于 18-8-2014 10:44 AM
谈何容易？你以为普通国家有难么容易收新的公民？连PR都要8年10年！

40就要开始planning了。。。

kelingkia2013

天然夜行者 发表于 18-8-2014 10:42 AM
很难讲，主要看经济吧，还有郑虎有没有钱

目前看来在PAP的带领下，这两个都做得很好，至于2016大选，脑 ...

这一俩年，老的会走，小的会下，2016是多事之秋。。。

u0508950

kcchiew 发表于 18-8-2014 10:24 AM
我担心的是cpf sa的利息过了2015年后不再是固定4%，因为两者（cpf sa利息和minimum sum)的计算方式似乎有 ...

Mr Lee also said the CPF Minimum Sum will be raised to S$161,000 next year, but added that he did not see the need for further major increases in the Minimum Sum beyond that.

明年应该是最后一次REVIEW.

mousekingkong

There is a monthly payout based on the MS.

Example, if a person has S$161 000 in cash in CPF at age 65, monthly payout about = S$900!
If a person has S$250 000 in cash in CPF at age 65, monthly payout = S$2000!

If a person has not enough cash, he can use his flat to cover half the MS, the other half can be in cash with less monthly payout =~S$400 to S$500!

A person is responsible for his/her retirement planning!

For the new generation, a male person will graduate from Uni at the age of 25! He has 40 years to accumulate S$250 000 in cash in his CPF and that works out to contribution of S$521 per month by both the employee + employer!

天然夜行者

kelingkia2013 发表于 18-8-2014 10:48 AM
40就要开始planning了。。。

据说泰国/南美是退休天堂

天然夜行者

u0508950 发表于 18-8-2014 10:54 AM
Mr Lee also said the CPF Minimum Sum will be raised to S$161,000 next year, but added that he did  ...

表面话，你都相信？
2016没有（为了大选？），就2017！

Inflation是最好的解释。。。

kelingkia2013

天然夜行者 发表于 18-8-2014 10:59 AM
据说泰国/南美是退休天堂

那要开始学外语了。。。3碗deekap

kcchiew

u0508950 发表于 18-8-2014 10:54 AM
Mr Lee also said the CPF Minimum Sum will be raised to S$161,000 next year, but added that he did  ...

知道，就是怕这样子；到时候因为cpf ms 增幅降了，cpf sa 的利息也跟着下。

内子没工作，近两年她cpf sa的利息，都差一点就能cover cpf ms 的增幅；今年我只需要填补sgd1070 去她的sa户口以便达到155k，明年是几百新币就补到161k了。