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发表于 9-10-2013 06:44 PM
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披狼皮的羊 发表于 9-10-2013 06:29 PM 
人寿条毛。。一个医药跟意外已经很好了
FOREIGN WORKERS COMPENSATION SCHEME (FWCS)外劳保险
UNDER WORKMEN’S COMPENSATION ACT 1952
The Workmen’s Compensation Act 1952 was amended in August 1996.
under section 26(2) of the Amended Act, it is mandatory for every employer to insure all the foreign workers employed by him under an approved insurance scheme in respect of any liability he may incur under the Workmen’s Compensation Act 1952.
Any employer who fails to insure the foreign workers under the approved insurance scheme shall be quilty of an offence and shall be liable, on conviction, to a fine nFot exceeding RM20,000 or to imprisonment for a term not exceeding 2 years or both.
Under Section 26 the Workmen’s Compensation (Amendment) Act 1996, it is mandatory for Employers to insure all the foreign workers employed by them under the above Scheme.
SECTION 26 (1) COMPULSORY INSURANCE BY EMPLOYER
(Any liability which the employer may incur under this Act to his workman)
SECTION 26 (6) AN OFFENCE FOR FAILURE TO INSURE
(Fine not exceeding RM20,000.00 or 2 years imprisonment or both)
SECTION 13 (1) NOTICE TO COMMISSIONER BY EMPLOYER
(Employer must report to the labour office within 10 days of any accident to his workman)
SECTION 13 (5) AN OFFENCE FOR FAILURE TO REPORT
(Fine not exceeding RM 5,000.00 for 1st offence and not exceeding RM 10,000.00 for subsequent offences)
FOREIGN WORKERS COMPENSATION SCHEME (FWCS)FWCS provides the benefit of coverage according to the Workmen’s Compensation Act 1952
| DESCRIPTION OF COVER & BENEFITS | 1. | WORKMEN’S COMPENSATION |
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| (a) | Accidental Death or Permanent Disablement (During Working Hours) | up to RM25,000.00 |
| (b) | Accidental Death or Permanent Disablement (After Working Hours) | up to RM23,000.00 | 2. | MEDICAL EXPENSES (Upon Receipt) |
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| (a) | Ward Charges, including Surgical Ward Treatment Fees | up to RM300.00 |
| (b) | Operation Fees | up to RM250.00 |
| (c) | X-ray Fee | up to RM100.00 |
| (d) | Other Electric Therapatic Charges | up to RM100.00 |
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(Refer to Labour Letter as at 30/05/2005) |
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| Total: | up to RM750.00 | 3. | REPATRIATION EXPENSES (Upon Receipt) | up to RM4,800.00 | 4. |
REIMBURSEMENT OF LOSS OF WAGES | As Per Labour Assessment |
PREMIUM PER WORKER | *RM76.02
(inclusive of 6% government tax) |
* Please note that every policy is subject to RM10.00 Stamp Duty
** FWCS is cover strictly due to Accident only.
以上是从网上抄来的，自己看吧～
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发表于 10-10-2013 12:27 AM
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