Mr H bought a new single storey house in Tmn Bukit Indah, buying at RM140,000 and loan RM120,000 with X bank for 30yrs in yr 2004 and paying installment RM800/mth
interest rate :1st yr : 2.5% , 2nd yr & onwards : *BLR + 0.5% (*BLR:6.54%) Min Interest PAID @ 30yrs : RM280,016
After 30mths, refinanced:
Loan Amount : RM114,000 Monthly installment : RM809/mth
Tenure : 20yrs Interest Rate : 5.89% Fixed
Minimum Saving : RM76,800*
*(If BLR remain @ 6.75%)
[ 本帖最后由 wangwang99 于 23-6-2008 09:05 AM 编辑 ] |