佳礼资讯网

 找回密码
 注册

ADVERTISEMENT

楼主: tboontan

理财及规划,355 楼,多次MCO,你是否学会理财?

  [复制链接]
 楼主| 发表于 7-12-2016 10:17 AM | 显示全部楼层
国行:缺乏财务规划   仅6%国人失业能撑半年

| e南洋商报 http://www.enanyang.my/?p=705125
回复

使用道具 举报


ADVERTISEMENT

 楼主| 发表于 19-12-2016 12:27 AM | 显示全部楼层
EPF退休咨询服务       保障老年生活安逸


| e南洋商报 http://www.enanyang.my/?p=757730
回复

使用道具 举报

 楼主| 发表于 24-12-2016 10:07 PM | 显示全部楼层
助精明规划退休生活     公积金网推出“计算器”

| e南洋商报 http://www.enanyang.my/?p=775080
回复

使用道具 举报

 楼主| 发表于 25-12-2016 06:57 PM | 显示全部楼层
退休的重新规划/周志强

| e南洋商报 http://www.enanyang.my/?p=774964
回复

使用道具 举报

 楼主| 发表于 1-1-2017 10:00 PM | 显示全部楼层
2040年转眼就到   提早规划/梁键铭


| e南洋商报 http://www.enanyang.my/?p=777615
回复

使用道具 举报

 楼主| 发表于 23-1-2017 05:49 PM | 显示全部楼层
保险,你买对了吗?/梁键铭
| e南洋商报 http://www.enanyang.my/?p=822408
回复

使用道具 举报

Follow Us
发表于 23-1-2017 09:45 PM | 显示全部楼层
uncle tan,

有个理财的问题, 希望你能分享你的看法。  现在社会, 要嘛孩子少, 没孩子, 孩子不跟大人住。 假设多个三十年, 大家七八十岁了, 健康麻麻, 可能有个老伴, 可能没有, 记忆力也一直衰退, 体质也不怎么好。 假设已经看到这 potential 问题了, 退休金准备好了, 那么应该如何坐最完善的准备来防止自己的钱一夕被骗, 又或者记忆衰退到自己有多少钱, 哪里有银行都开始忘记了, 如何用最强的规划来让自己能安度晚年。 (是否能有基金安排专人定时看顾老人。)
回复

使用道具 举报

 楼主| 发表于 24-1-2017 12:09 AM | 显示全部楼层
caoyun 发表于 23-1-2017 09:45 PM
uncle tan,

有个理财的问题, 希望你能分享你的看法。  现在社会, 要嘛孩子少, 没孩子, 孩子不跟大人住。 假设多个三十年, 大家七八十岁了, 健康麻麻, 可能有个老伴, 可能没有, 记忆力也一直衰退, 体质 ...

看看这个
http://agedcare.com.my/
回复

使用道具 举报


ADVERTISEMENT

发表于 25-1-2017 11:11 AM | 显示全部楼层
tboontan 发表于 24-1-2017 12:09 AM
看看这个
http://agedcare.com.my/

谢谢分享. 原来已经开始有这类的服务在开始酝酿, 对未来是很好方向 (如果对方也能屹立不倒)
回复

使用道具 举报

 楼主| 发表于 31-1-2017 03:45 PM | 显示全部楼层
【独家】庄国辉:  勿打肿脸皮充胖子    依个人财力过好年

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=824761
回复

使用道具 举报

 楼主| 发表于 7-2-2017 10:30 PM | 显示全部楼层
相当有意思,谁得空翻译


POWER OF MONEY

By Adam Khoo ( Singapore 's youngest millionaire at 26 yrs.)

Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia , Indonesia , Thailand and Suzhou ( China ) . I am in the airport almost every other week so I get to bump into many people who have attended my seminars or have read my books.

Recently, someone came up to me on a plane to KL and looked rather shocked. He asked, 'How come a millionaire like you is traveling economy?' My reply was, 'That's why I am a millionaire. ' He still looked pretty confused.

This again confirms that greatest lie ever told about wealth (which I wrote about in my latest book 'Secrets of Self-Made Millionaires'). Many people have been brainwashed to think that millionaires have to wear Gucci, Hugo Boss, Rolex, and sit on first class in air travel. This is why so many people never become rich because the moment they earn more money, they think that it is only natural that they spend more, putting them back to square one.

The truth is that most self-made millionaires are frugal and only spend on what is necessary and of value. That is why they are able to accumulate and multiply their wealth so much faster.

Over the last 7 years, I have saved about 80% of my income while today I save only about 60% (because I have my wife, mother in law, 2 maids, 2 kids, etc. to support). Still, it is way above most people who save 10% of their income (if they are lucky).

I refuse to buy a first class ticket or to buy a $300 shirt because I think that it is a complete waste of money. However, I happily pay $1,300 to send my 2-year old daughter to Julia Gabriel Speech and Drama without thinking twice.

When I joined the YEO (Young Entrepreneur's Orgn) a few years back (YEO is an exclusive club open to those who are under 40 and make over $1m a year in their own business), I discovered that those who were self-made thought like me. Many of them with net worth well over $5 m, travelled economy class and some even drove Toyotas and Nissans, not Audis, Mercs, BMWs..

I noticed that it was only those who never had to work hard to build their own wealth (there were also a few ministers' and tycoons' sons in the club) who spent like there was no tomorrow. Somehow, when you did not have to build everything from scratch, you do not really value money. This is precisely the reason why a family's wealth (no matter how much) rarely lasts past the third generation

Thank God my rich dad foresaw this terrible possibility and refused to give me a cent to start my business.

Then some people ask me, 'What is the point in making so much money if you don't enjoy it?' The thing is that I don't really find happiness in buying branded clothes, jewellery or sitting first class. Even if buying something makes me happy it is only for a while, it does not last.

^Material happiness never lasts, it just gives you a quick fix*. After a while you feel lousy again and have to buy the next thing which you think will make you happy. I always think that if you need material things to make you happy, then you live a pretty sad and unfulfilled life..

Instead, what makes me happy is
when I see my children laughing and playing and learning so fast.
What makes me happy is when I see my companies and trainers reaching more and more people every year in so many more countries.

What makes me really happy is when I read all the emails about how my books and seminars have touched and inspired someone's life.

What makes me really happy is reading all your wonderful posts about how this blog is inspiring you. This happiness makes me feel really good for a long time, much much more than what a Rolex would do for me.

I think the point I want to put across is that *happiness must come from doing your life's work (be it teaching, building homes, designing, trading, winning tournaments etc.)*and the money that comes is only a by-product.

Save this message to read it from time to time

THE POWER OF MONEY

VERY DOWN TO EARTH
VERY PRACTICAL

Should share with the children !
回复

使用道具 举报

 楼主| 发表于 12-2-2017 01:03 PM | 显示全部楼层
红包理财教育

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=829064
回复

使用道具 举报

 楼主| 发表于 16-2-2017 12:33 AM | 显示全部楼层
每月只还最低款额    半数国人不清卡债

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=830666
回复

使用道具 举报

 楼主| 发表于 23-2-2017 10:11 AM | 显示全部楼层
【独家】李志亮:日益严重不健康 国行限信用卡抑制家债

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=833804
回复

使用道具 举报

 楼主| 发表于 9-3-2017 10:29 AM | 显示全部楼层
对退休前景过于乐观   千禧一代低估财务挑战

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=838682
回复

使用道具 举报

 楼主| 发表于 13-3-2017 12:44 PM | 显示全部楼层
主宰你未来的财务/伍贤庆

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=841076
回复

使用道具 举报


ADVERTISEMENT

 楼主| 发表于 8-4-2017 11:07 AM | 显示全部楼层
国行:各界需加强合作   提高国民理财意识

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=852030
回复

使用道具 举报

 楼主| 发表于 10-4-2017 09:05 PM | 显示全部楼层
72法则Vs78法则

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=852613
回复

使用道具 举报

 楼主| 发表于 17-4-2017 10:10 AM | 显示全部楼层
如何支配每月余额?/梁键铭

- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=855423
回复

使用道具 举报

 楼主| 发表于 1-5-2017 12:27 AM | 显示全部楼层
月光族如何改善财务?/梁键铭
- e南洋商报Nanyang Siang Pau | 马来西亚新闻真实报道 http://www.enanyang.my/?p=861170

回复

使用道具 举报

您需要登录后才可以回帖 登录 | 注册

本版积分规则

 

ADVERTISEMENT



ADVERTISEMENT



ADVERTISEMENT

ADVERTISEMENT


版权所有 © 1996-2023 Cari Internet Sdn Bhd (483575-W)|IPSERVERONE 提供云主机|广告刊登|关于我们|私隐权|免控|投诉|联络|脸书|佳礼资讯网

GMT+8, 21-12-2024 11:48 PM , Processed in 0.187993 second(s), 23 queries , Gzip On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表