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2016 房产泡沫

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发表于 30-11-2015 03:32 PM | 显示全部楼层
小的不才,看不懂贴。最近很多人卖屋子,由于在五年内转售,所以都价格卖高,要求合约做低,收桌下钱。买的人也不容易。。。。
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发表于 1-12-2015 02:05 PM | 显示全部楼层
kitkatlow 发表于 28-11-2015 05:42 PM
这种分析,过去十多年,每年都有,每年都对未来感到悲观,每年都说未来危机四伏,买年都说经济摇摇欲坠。 ...

那些仙家随便说不用本,说错了不会死刑。
说错了,过了一年也没人记得他说过什么

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发表于 1-12-2015 02:08 PM | 显示全部楼层
lumpee 发表于 30-11-2015 03:32 PM
小的不才,看不懂贴。最近很多人卖屋子,由于在五年内转售,所以都价格卖高,要求合约做低,收桌下钱。买的 ...

你真的明白买卖合约特地做低价来卖有什么好处坏处吗?

表面看起来是赚到, 实际来说,买卖合约特地做低价来卖,以后的程序更加麻烦,更加转手再卖。
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发表于 1-12-2015 03:36 PM | 显示全部楼层
shonhock 发表于 1-12-2015 02:08 PM
你真的明白买卖合约特地做低价来卖有什么好处坏处吗?

表面看起来是赚到, 实际来说,买卖合约特地做 ...

就是觉得买家辛苦咯,要放undertable钱哦。不明白为什么会影响以后转卖,请赐教。
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发表于 1-12-2015 06:38 PM | 显示全部楼层
本帖最后由 shonhock 于 1-12-2015 06:41 PM 编辑
lumpee 发表于 1-12-2015 03:36 PM
就是觉得买家辛苦咯,要放undertable钱哦。不明白为什么会影响以后转卖,请赐教。

也没有买家愿意放undertable钱, 就算是交给lawyer as stakeholder。屋主也不会愿意收。

话说回头,要给undertable RM10-30k?  还是超过这个数目, RM50k ?
就算这单成交了, 屋主依然需要把这笔钱报税 报GST, 从何得来?

来个case study吧...
市价RM600k, 第一手屋主A 和第二手买家B 达成协议, 以RM500k 转卖给第二手买家B, undertable RM100交给屋主A。SPA注明那屋子卖RM500k
难道这第一手屋主A 真的白拿RM100k ? 不报税 不用给GST?
如果屋主A报了收入RM100k 的税和给GST, 第二手买家B 没报, B 会发生什么事?


如果真的那么幸运A和B 都没事。
3年后 买家B 要卖屋子时,应该卖什么价钱? 当初SPA的RM 500k ? 还是跟最新的市价(比如市价已经是RM700k) 然而隔壁的邻居之前是以RM600k买过来,现在以RM700k卖, 也只是需要给RM90-100k的30% RPGTax
一旦买家B 卖RM 700k, B 需要给RM180-200k的 30% RPGTax。

还有更多陆续有来的问题, 懒惰一一打字出来。


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发表于 2-12-2015 12:26 AM | 显示全部楼层
lumpee 发表于 1-12-2015 03:36 PM
就是觉得买家辛苦咯,要放undertable钱哦。不明白为什么会影响以后转卖,请赐教。

因为以后买家再卖屋子的时候,rpgt 是按照他当初签的 S&P 价格来算的。如果他买 500k、S&P写 400k、将来卖600k,政府会认为他赚200k并对此征税,但实际上他只赚100k。

不过他在五年过后再卖就没有影响了。

其实这种做法,危险的是卖家而不是买家。买家要是只按S&P上的价格给钱,卖家就打断牙齿含泪吞了。
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发表于 2-12-2015 09:43 AM | 显示全部楼层
haryewkun 发表于 2-12-2015 12:26 AM
因为以后买家再卖屋子的时候,rpgt 是按照他当初签的 S&P 价格来算的。如果他买 500k、S&P写 400k、将来 ...

对咯。看来还是避免这种屋子好了。话说发展商也是要求undertable钱哦,要合约做低,晕啊!
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发表于 2-12-2015 09:43 AM | 显示全部楼层
shonhock 发表于 1-12-2015 06:38 PM
也没有买家愿意放undertable钱, 就算是交给lawyer as stakeholder。屋主也不会愿意收。

话说回头,要 ...

明白,谢谢指教。比如暗钱数额为50k,买家存来的头期,需要报税?
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发表于 2-12-2015 09:45 AM | 显示全部楼层
haryewkun 发表于 2-12-2015 12:26 AM
因为以后买家再卖屋子的时候,rpgt 是按照他当初签的 S&P 价格来算的。如果他买 500k、S&P写 400k、将来 ...

五年后买屋子赚到的钱,需要报税还是什么吗?谢谢。
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发表于 2-12-2015 10:35 AM | 显示全部楼层
lumpee 发表于 2-12-2015 09:43 AM
明白,谢谢指教。比如暗钱数额为50k,买家存来的头期,需要报税?

存来的头期?
那样就会要求你证明你每个月的收入和花费。
更麻烦的程序。

那些比较精明的investors和买家卖家都知道这些的利与弊, 没有必要挖个洞来让自己冒险。

或许你可以以身示范来体验一下, 以后再来分享你的经验和心得。
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发表于 2-12-2015 02:32 PM | 显示全部楼层
shonhock 发表于 2-12-2015 10:35 AM
存来的头期?
那样就会要求你证明你每个月的收入和花费。
更麻烦的程序。

好的,谢谢你的指教。有经验一定update给你知道
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发表于 2-12-2015 06:37 PM | 显示全部楼层
lumpee 发表于 2-12-2015 09:45 AM
五年后买屋子赚到的钱,需要报税还是什么吗?谢谢。

还是需要填表格,呈给税收局,但不会被征税。
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发表于 3-12-2015 08:29 AM | 显示全部楼层
haryewkun 发表于 2-12-2015 06:37 PM
还是需要填表格,呈给税收局,但不会被征税。

如果直接把那笔钱拿去买屋子,还是要报税吗? =,= 头期都给了十万,剩下几万拿来装修。

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发表于 3-12-2015 08:34 AM | 显示全部楼层
aidj 发表于 28-11-2015 06:34 PM
我也变成 “仙家”
不过不是会 “骇人” 滴

方便自己跳跃,网友勿点击

cforum.cari.com.my/forum.php?mod=viewthread&tid=3536551&page=6


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发表于 9-12-2015 09:48 AM | 显示全部楼层
销售价格比银行估值较低,有的甚至比进价还低。


吉隆坡12月7日 - 如果你有一些闲钱躺在身边,现在是买一套公寓,在城市的托尼面积不少是为销售物美价廉的时间。

这是因为越来越多的投资者急于抛售他们的财产 - 甚至以低于市场的价格 - 因为他们失去信心大马经济状况。

虽然这不是一个普遍的趋势,销售以低于市场价值已经持续了近四个月的模式,一个房地产经纪人观察。

一些公寓在巴生谷 - 一些全新的或刚刚完成,今年,在其他热点如围绕KLCC地区 - 是为销售价格比银行估值较低,有的甚至比进价还低。

“一些有可能10性能要处置大多尽可能快,因为他们担心经济在未来两年的状态。他们希望持有现金。

“即使投资集团与控股权的担心,因为他们从来没有守住了这么久的特性,他们通常翻转在大约两个月的时间,”房地产经纪人告诉马来邮在线观看几台下的市场价值出售的过程中。

在冼都的雀跃公寓,这是今年年初完成,一些单位均在出售高达20%的折扣从一年前的市场价值。

最近,她说,她销售的单位,是1281平方英尺为RM850,000(RM663.5 PSF),低于市场价值时,银行的估值是很容易高于100万令吉或800令吉每平方英尺(PSF)。

其他单位,她正试图出售,售价通常在约RM1.4万至150万令吉,在目前的市场价值 - 通常有两个停车场 - 目前正在挂牌出售的RM1.15万美元,而这单位甚至有六个停车场!


虽然还不是一个趋势,有业主为了保住现金出售其财产可识别的模式。 - 图片由蔡芝五月

据吉隆坡估值及物业服务(JPPH),住宅过剩和未售出的情况的最新报告并不令人鼓舞。

对于第一个半年的过剩数量增加到相比,2014年上半年单位1346价值RM1.23十亿,增长的价值量28.7%和28.1%。

低估的数字,房地产经纪人指出,这些悬数字意味着开发商都持有这些未售出的单位代表的主要市场。这表示只有“小部分”相比,绝大多数的房地产市场,这是二次或转售市场。

与此类似,该报告称,在建未售出的,而不是来构造增加至10,7​​42和1181台,分别增长29.4%和超过两倍分别。

同时,有9291笔交易的价值RM11.01十亿记录在今年在吉隆坡的一半; 7.4%的较去年同期的体积收缩。

在串联,交易价值缩水6.5%,在经历了18.1%的上升趋势,在相应期限之后。


虽然交易和价值较低的数量并不一定转化为房地产价格的下跌,传闻证据表明,从八月某些楼价小幅探底起。

Idaman公寓附近的城中城,大多是由那些来自石油和天然气行业的租户,看到大批住户迁出今年6月以来的。

“大多数业主不愿意出租了大量的租户后,在石油和天然气行业失去了工作的麻烦,说:”一个房地产经纪人。

不过,他说,房客仍然进来,但在低得多的预算。

其中一个最便宜的单位是在RM1.45亿美元去为RM854 PSF,对于一个1697平方英尺的单位。这个价格仍然是谈判,他说,车主热衷于处置该财产。

另一高端公寓是稍微进一步从KLCC,实达天空公寓,有一个单位,售价为每平方英尺RM875.8,低于其购入价及银行估值RM1.15亿美元的1313平方英尺的单位。

同时,公寓等八大岁杜阿居住看到了正在建设中的前面部分是由于销售价格大幅下降以及租赁。

一个单位的转让是要求RM800,000一个2,315平方英尺的单位,金额达RM345.5每平方尺。


虽然一些房地产经纪人认为这是建筑附近已经影响这里的公寓价格,但事实仍然是部分业主愿意放走他们的财产以低于市场价值。
另一位经纪人说,她也有几个单位在杜阿居住的会低于市场价值,RM800之间RM850每平方尺。

2008年以来,房地产经纪人说,出租的公寓,从RM12,000和RM13,000的下跌,至1万令吉。并与建筑旁边这从去年开始,租金进一步下跌至约RM9,000,现在是约RM6,000一个类似大小的单位。

看见几个单位在KLCC区域下的市场价值出售其他的公寓包括猎户座,低于RM600每平方尺,2汉普郡,RM800到RM880 PSF和圣玛丽公寓在RM1,031 PSF其最被低估的单位之一。

一位房地产经纪人表示,虽然有些人认为这将是一个很好的时间去寻找便宜货,不会有很多的是根据市场价值会因为仍有需求,在KLCC区域属性。

同时,资深房地产谈判代表物业中心罗伊张志贤说,那些谁投资于“财产权利”以合理的价格三,四年前,以合理的抓力,不会有任何问题,出售或现在出租的物业,尽管当前的挑战。

“不过,很多人可能都买贵了非常雄心勃勃的价格,产品与市场需求有限。

“他们会被卡住而被迫亏本卖,如果他们缺乏的控股权,”他告诉马来邮在线。

的iProperty集团董事总经理兼首席执行官乔治·Chmiel指出的是,在2013年推出的降温措施降低看到在2014年,一直持续到今年的交易量。

其最近的iProperty.com亚洲不动产市场景气调查报告也显示,购房者和投资者都采取了观望的态度看现在,将推迟自己的购买,直到2016年的决定。

“的因素,如增加的生活成本,削弱令吉,目前的经济和政治气候,降温措施以及消费税和严格的银行规定这已经并将继续打压购买情绪可能因素。我们认为行业将只能收回对2016年下半年,“他通过电子邮件说。

出租也被视为泡上,他说,作为高端豪宅的需求正在减少。物业的业主都选择租用这些属性,以帮助满足每月的按揭付款,如果有的话。

鉴于这种情况下,吸引租房者,业主愿意以低于市场价值的提供他们的单位出租。这种趋势可能会继续到2016年,他说。


用谷歌番过来的!原文下面

are for sale at prices lower than bank valuation, and some even lower than the purchase price.


KUALA LUMPUR, Dec 7 — If you have some spare cash lying around, now is the time to buy a condominium in a tony area of the city as quite a few are for sale at bargain prices.

This is because a growing number of investors are eager to dump their properties — even at below market price — as they lose confidence in the state of the Malaysian economy.

While this is not a widespread trend, this pattern of selling at below market value has been going on for the past four months, a real estate agent observed.

Several condominiums in the Klang Valley — some brand new or just completed this year, others in hotspots such as around the KLCC area — are for sale at prices lower than bank valuation, and some even lower than the purchase price.

“Some with maybe 10 properties want to dispose of most of them as fast as possible because they are worried about the state of the economy over the next two years. They want to hold on to cash.

“Even group investors with holding power are concerned because they have never held on to a property for so long, they usually flip in about two months,” a real estate agent told Malay Mail Online during a viewing of several units selling under market value.

At Sentul’s Capers condominium, which was completed early this year, some units were being sold at up to a 20 per cent discount from the market value of just a year ago.

She said recently she sold a unit that is 1,281 square feet for RM850,000 (RM663.5 psf), below the market value when bank valuation was easily above RM1 million or RM800 per square feet (psf).

Another unit, which she is trying to sell, is usually priced at about RM1.4 million to RM1.5 million at current market value — usually with two car parks — is now being put up for sale for RM1.15 million, and this unit even has six car parks!


While not yet a trend, there is a discernible pattern of owners selling off their property in order to hold on to cash. — Picture by Choo Choy May

According to the latest report by the Valuation and Property Services (JPPH), the residential overhang and unsold situation in Kuala Lumpur is not encouraging.

The overhang numbers for the first half of the year increased to 1,346 units worth RM1.23 billion, up by 28.7 per cent in volume and 28.1 per cent in value compared to H1 2014.

Downplaying the numbers, a real estate agent noted that these overhang numbers meant developers are holding on to those unsold units which represents the primary market. This represents only a “small fraction” compared to the overwhelming majority of the property market, which is the secondary or sub-sale market.

On a similar note, the report said the unsold under construction and not constructed increased to 10,742 and 1,181 units respectively, up by 29.4 per cent and more than two-fold respectively.

Meanwhile, there were 9,291 transactions worth RM11.01 billion recorded in the first half of this year in Kuala Lumpur; contracted by 7.4 per cent in volume against the same period last year.

In tandem, transactions value shrank by 6.5 per cent after experiencing an 18.1 per cent uptrend in the corresponding period.


Although a lower number of transactions and value do not necessarily translate to a drop in property prices, anecdotal evidence shows a slight dip in certain property prices from August onwards.

Idaman Residence near KLCC, tenanted mostly by those from the oil and gas industry, saw a large number of tenants moving out since June this year.

“Most owners don’t want the hassle of renting out anymore after a lot of the tenants lost their jobs in the oil and gas industry,” said a real estate agent.

However, he said that tenants are still coming in but at a much lower budget.

One of the cheapest units is going for RM854 psf, for a 1,697 sf unit at RM1.45 million. This price is still negotiable as he said the owner is keen to dispose of the property.

Another high-end condominium that is slightly further from KLCC, Setia Sky Residences, has a unit that is selling for RM875.8 psf, below its purchase price and bank valuation at RM1.15 million for a 1,313 sf unit.

Meanwhile, condominiums such as the eight-year-old Dua Residency saw a major drop in sale price as well as rental, partly because of the ongoing construction in front of it.

One unit that is for sale is asking for RM800,000 for a 2,315 sf unit, amounting to RM345.5 psf.


While some realtors think it is the construction nearby which has affected the prices of the condominiums here, the fact remains that some owners are willing to let go of their property at below market value.
Another agent said she also has several units at Dua Residency that are going below market value, between RM800 to RM850 psf.

Since 2008, the real estate agent said rental at the condo fell from between RM12,000 and RM13,000, to RM10,000. And with the construction next to it which started last year, rental fell further to about RM9,000 and now it is about RM6,000 for a unit of a similar size.

Other condos which saw several units for sale under market value in the KLCC area include The Orion, less than RM600 psf, 2 Hampshire, RM800 to RM880 psf, and St Mary Residences at RM1,031 psf for one of its most undervalued unit.

One real estate agent said that although some people think this would be a good time to hunt for bargains, there are not a lot of properties in the KLCC area that are going under market value as there is still demand.

Meanwhile, senior real estate negotiator at Property Hub Roy Teo said those who have invested in the “right property” at a reasonable price three to four years ago, with reasonable holding power, will have no problem selling or renting that property today, despite the current challenges.

“However, many may have overpaid very ambitious prices, for products with limited market demand.

“They will be stuck and forced to sell at a loss if they lack the holding power,” he told Malay Mail Online.

iProperty Group managing director and chief executive officer Georg Chmiel noted that the cooling measures introduced in 2013 saw the volume of transactions reduced in 2014 and continue through to this year.

Its recent iProperty.com Asia Property Market Sentiment Survey also showed that property buyers and investors are adopting a wait-and-see stance now and will be delaying their decision to purchase till 2016.

“Factors such as the the increase in cost of living, weakening ringgit, the current economic and political climate, cooling measures as well as the GST and stringent bank regulations are the likely factors which have and will continue to weigh on buying sentiment. We think the sector will only recover towards the second half of 2016,” he said via e-mail.

Rentals are also seen taking a dip, he said, as the demand for high-end luxury property is currently decreasing. Property owners are opting to rent out these property to help meet the monthly mortgage payments, if any.

Given this scenario, to attract renters, property owners are willing to offer their units for rental at lower than market value. This trend could possible carry on to 2016, he said.

http://www.themalaymailonline.co ... properties-for-cash
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发表于 9-12-2015 06:15 PM 来自手机 | 显示全部楼层
投机者烧到手了!
水煮青蛙式的泡沫洩气会持续几年。。。。

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参与人数 1人气 +5 收起 理由
king2000 + 5 水煮青蛙式的泡沫

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发表于 9-12-2015 07:48 PM | 显示全部楼层
Bubble2015 发表于 9-12-2015 06:15 PM
投机者烧到手了!
水煮青蛙式的泡沫洩气会持续几年。。。。

你还没有换ID?
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发表于 9-12-2015 08:25 PM | 显示全部楼层
arionb212 发表于 9-12-2015 09:48 AM
销售价格比银行估值较低,有的甚至比进价还低。

那么你记得千万 千万 这两年内一定不可以买房地产哦
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发表于 10-12-2015 12:16 AM | 显示全部楼层
本帖最后由 xcode 于 9-12-2015 04:18 PM 编辑

RM600K以下的有地房产被影响的可能性比较低,高过这个的就有可能稍微亏损, 价钱越高的亏损越多。高价公寓会先泡沫破裂。

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发表于 10-12-2015 12:12 PM 来自手机 | 显示全部楼层
gugugu8 发表于 9-12-2015 07:48 PM
你还没有换ID?

你只有这句?没论点反驳!人家唱空,你就紧张起来,然后笑人,贴标箋,极尽抹黑。你没有经济常识!
是不是唱空派上贴的新闻太有说服力了!让你自己都相信了,然后因为紧张而语无伦次。。。。
有人減20%卖房的事实。你不必嘗试转移人们注意力。。。。。

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参与人数 1人气 +5 收起 理由
js188 + 5 这里的人要的是一面吹好

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