highlander1979 发表于 12-3-2013 02:17 PM ![](static/image/common/back.gif)
既然 freehold & leasehold 都没什么分别,我们是不是应该问一问,屋子为什么要分成 freehold & leasehold ...
绝对是有差别的,不过因为政府会考虑到人们买房子不易,所以通常都会肯TOP UP LEASE TERM. 所以在大马问题不大。不过如果是在新加坡,请参考这个LINK:
http://www.aboutsingaporeproperty.com/no-en-bloc-but-please-top-up-condo-lease/
The condo’s management committee told The Sunday Times it applied to the Singapore Land Authority (SLA) last year to top up the lease back to 99 years. This was after they worked hard to get the 100 per cent consent from residents, required by the authorities. But the application was recently rejected. The owners are all too aware that the condo is approaching the 60-year milestone left on its lease. In Singapore, private properties that fall below this level typically depreciate quicker in value as there is a smaller pool of interested buyers. Central Provident Fund (CPF) Board rules dictate that Singaporean and permanent resident (PR) CPF members cannot use their CPF savings to buy private homes with less than 60 years on the lease. Similarly, banks are reluctant to finance loans for buyers of such properties.
这就是为什么新加坡FREEHOLD 的CONDO会比LEASEHOLD的值钱,长期持守就像房产的FIXED DEPOSIT。
大马地大,国情不一样,政府弹性处理,所以不可混为一谈。
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