| CLASSIC | GOLD | PLATINUM |
Cash Back Payout Table | Cash Back Factor | Monthly Spending Range (RM) | Cash Back Factor | Monthly Spending Range (RM) | Cash Back Factor | Monthly Spending Range (RM) |
Tier 1
Tier 2
Tier 3
Tier 4 | 0.50%
0.60%
0.80%
1.20% | 0 - 200
201 - 350
351 - 650
651 - 1,000 | 0.55%
0.65%
0.85%
1.30% | 0 - 300
301 - 600
601 - 950
951 - 3,000 | 0.60%
0.70%
0.90%
1.50% | 0 - 500
501 - 1,350
1,351 - 2,550
2,551 - 5,000 |
| Monthly spending cap will apply. No cash back will be awarded for retail spending of RM1,001 and above for Alliance Bank Classic Credit Card, RM3,001 and above for Alliance Bank Gold Credit Card and RM5,001 and above for Alliance Bank Platinum Credit Card. |
Interest Savings | 0% Interest on retail spending for first 3 months* | 0% Interest on retail spending for first 3 months* | 0% Interest on retail spending for first 3 months* |
* Only applicable to new Cardmembers.
* No interest charged on outstanding balance for retail transactions for the first 3 months from card account creation date, thereafter interest at the rate of 1.5% per month applies. |
Timeless Bonus Point (TBP)
| 1 TBP for every RM1 spent^ | 1 TBP for every RM1 spent^ | 1 TBP for every RM1 spent^
2 TBP for every RM1 spent Overseas^ |
^ Retail Spending only, excluding petrol & government agencies transactions. |
Annual Fee | Spend RM5,000 OR swipe 12 transactions and get the following year's annual fee waived. |