哪间银行的BALANCE TRANSFER PLAN最划算

陈康南 · 发表于 31-10-2008 12:10 AM

哪间银行的BALANCE TRANSFER PLAN最划算哪间银行的BALANCE TRANSFER PLAN最划算
信用卡债主们，你们有做BALANCE TRANSFER吗？？会不会真的省很

h22o · 发表于 31-10-2008 01:13 AM

个人觉得eon不错，4。99% p/a
maybank 就比较高 12% p/a
am bank 8.99% p/a （transfer 3000 free hp)
cimb 只给新持卡者免费6个月 bt (minimum 3k)

陈康南 · 发表于 31-10-2008 06:20 AM

原帖由 h22o 于 31-10-2008 01:13 AM 发表
个人觉得eon不错，4。99% p/a
maybank 就比较高 12% p/a
am bank 8.99% p/a （transfer 3000 free hp)
cimb 只给新持卡者免费6个月 bt (minimum 3k)

CIMB的，什么卡都可以吗？
4.99P/A是什么意思？怎样算？比如BT RM3000的话

h22o · 发表于 31-10-2008 09:54 AM

Option (Plan)	Tenure (Month)	One-time Interest Charge	Assumed Balance Transfer Amount	One-time Interest Charge	Finance Charges*	SAVINGS
A	6	2.99%	RM3,600	RM108	RM297	RM189
B	12	4.99%	RM3,600	RM180	RM538	RM358
C	24	10.99%	RM3,600	RM396	RM887	RM491
D	36	14.99%	RM3,600	RM540	RM1,145	RM605
E	48	18.99%	RM3,600	RM684	RM1,264	RM580

*	Assuming Cardholder makes 5% minimum repayment on the outstanding balance of RM3,600 at finance charges of 18% p.a. Terms and conditions apply.

陈康南 · 发表于 31-10-2008 03:07 PM

Assuming Cardholder makes 5% minimum repayment on the outstanding balance of RM3,600 at finance charges of 18% p.a. Terms and conditions apply.
什么意思？？

perreaux · 发表于 31-10-2008 07:05 PM

原帖由 h22o 于 31-10-2008 01:13 AM 发表
个人觉得eon不错，4。99% p/a
maybank 就比较高 12% p/a
am bank 8.99% p/a （transfer 3000 free hp)
cimb 只给新持卡者免费6个月 bt (minimum 3k)

请问那个am bank 送32lcd的是如何计算的？划算吗?

天～界 · 发表于 1-11-2008 10:37 AM

请问Balance Transfer是拿cash后自己去还，还是直接转账到所欠的信用卡户口??

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哪间银行的BALANCE TRANSFER PLAN最划算

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