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发表于 7-10-2010 11:45 AM
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回复 182# leewhong
我们每个月还的钱就好像如下
RM 897.32 会有RM 330.65 是拿来你的Prinsipal 另外的RM 566.66是拿来还Interest 的
那么你欠的钱就剩下RM 169,669.34
那么如果你有多余的钱,你可以拿来还你的prinsipal 以减少balance的话。
你的interest 就不必还那么多。也可以省很多一下。
那一位可以帮我问到?就真的很谢谢你
Loan Amount: RM170,000.00
Loan Period: 25 year(s)
Interest Rate: 4.00%
Monthly Installment: RM897.32 | | Payment # | Date | Principal | Interest | Balance | 1 | 2010 Oct | 330.65 | 566.66 | 169,669.34 | 2 | 2010 Nov | 331.75 | 565.56 | 169,337.58 | 3 | 2010 Dec | 332.86 | 564.45 | 169,004.72 | 4 | 2011 Jan | 333.97 | 563.34 | 168,670.74 | 5 | 2011 Feb | 335.08 | 562.23 | 168,335.66 | 6 | 2011 Mar | 336.20 | 561.11 | 167,999.45 | 7 | 2011 Apr | 337.32 | 559.99 | 167,662.13 | 8 | 2011 May | 338.44 | 558.87 | 167,323.68 | 9 | 2011 Jun | 339.57 | 557.74 | 166,984.10 | 10 | 2011 Jul | 340.70 | 556.61 | 166,643.39 | 11 | 2011 Aug | 341.84 | 555.47 | 166,301.55 | 12 | 2011 Sep | 342.98 | 554.33 | 165,958.56 | 13 | 2011 Oct | 344.12 | 553.19 | 165,614.44 | 14 | 2011 Nov | 345.27 | 552.04 | 165,269.16 | 15 | 2011 Dec | 346.42 | 550.89 | 164,922.74 | 16 | 2012 Jan | 347.58 | 549.74 | 164,575.16 | 17 | 2012 Feb | 348.73 | 548.58 | 164,226.42 | 18 | 2012 Mar | 349.90 | 547.42 | 163,876.52 | 19 | 2012 Apr | 351.06 | 546.25 | 163,525.45 | 20 | 2012 May | 352.23 | 545.08 | 163,173.21 | 21 | 2012 Jun | 353.41 | 543.91 | 162,819.80 | 22 | 2012 Jul | 354.58 | 542.73 | 162,465.21 | 23 | 2012 Aug | 355.77 | 541.55 | 162,109.44 | 24 | 2012 Sep | 356.95 | 540.36 | 161,752.48 | 25 | 2012 Oct | 358.14 | 539.17 | 161,394.33 | 26 | 2012 Nov | 359.34 | 537.98 | 161,034.99 | 27 | 2012 Dec | 360.53 | 536.78 | 160,674.45 | 28 | 2013 Jan | 361.74 | 535.58 | 160,312.71 | 29 | 2013 Feb | 362.94 | 534.37 | 159,949.76 | 30 | 2013 Mar | 364.15 | 533.16 | 159,585.61 | 31 | 2013 Apr | 365.37 | 531.95 | 159,220.24 | 32 | 2013 May | 366.58 | 530.73 | 158,853.65 | 33 | 2013 Jun | 367.81 | 529.51 | 158,485.84 | 34 | 2013 Jul | 369.03 | 528.28 | 158,116.80 | 35 | 2013 Aug | 370.26 | 527.05 | 157,746.53 | 36 | 2013 Sep | 371.50 | 525.82 | 157,375.03 | 37 | 2013 Oct | 372.73 | 524.58 | 157,002.29 |
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