Alliance Bank Personal Loan 4.99% 个人贷款

snoopy^O^

123. 发表于 5-9-2015 10:50 PM
YOU:NIQUE CARD。。
如果超过3000的话，就只有0.3%?

是的。。但是是unlimited rebate,没有capping

blackwood86

那个gold card ，所说的air asia point 是什么

blackwood86

信用卡和个人贷款一起做会成功大一点吗

blackwood86

人呢？？我要贷款和申请信用卡，请联络我0173635634

matthew1203tan

snoopy^O^ 发表于 11-9-2015 12:00 AM
是的。。但是是unlimited rebate,没有capping

请问年收入大概60k左右可以申请什么卡？多少limit？我想要limit可以高一点的

LKW85

Snoopy 大大 因為借用了你的帖， 現在回敬你英文版的。

PERSONAL LOAN
FEATURE:  
          1. For salary earner the lowest interest rate from 6.88% - 13%.
          2. For self employed the lowest interest rate from 9.28% to 13.88%.
          3. All the interest rate is fixed no matter how much the loan amount.
          4. requirement ：Monthly Gross income RM 3K, age between 21-55.
          5.No need guarantor and OD.
          6.At least have 1 year CCRIS report.
          7. No lock in period and no penalty on early settlement. (example: Edward have apply a tenure 7 years personal loan,
              after 9 months，Edward purpose to do a early settlement and he had notice the branches 3 months early. After 3 months, Edward done the
              early settlement and only need to pay the 1 year interest and the loan amount which exclude the remain 6 years interest charges.)
          8. This loan cannot do the principal reduction，only can early settlement.
          9. This loan can apply with Debt consolidation. Which mean if customer feel another bank's personal loan or credit card's interest rate
              more higher then Alliancebank personal loan's 8.88%or 10.38% interest rate，then they can transfer the outstanding balance to
              Alliance bank's personal loan to enjoy lowest interest.            
          10. Charges: CONFIRM only 0.55% stampduty fees.
          11．No need to apply another Alliance bank account, the loan amount will disburse to the bank account that request by customer.
              And can waive the RM12.00 annual fee for the account maintenance fees/ debit card fees.
          12. Easy to apply. No need original documents,all the submission document can send by email,fax or Whatsapp (Photo).

CREDIT CARDS
**ALLIANCE BANK ANY FRESH GRADUATE/ NON CCRIS CUSTOMER ALSO CAN APPLY！！！
ANY ALLIANCE BANK CREDIT CARD ALSO CAN APPLY FAST CASH AND BALANCE TRANSFER。

FAST CASH (CREDIT CARD LOAN)
Feature:    1.  6.99% p.a. for 12 months.
            2.  7.99% p.a. for 24 months.
            3.  7.99% p.a. for 36 months.

BALANCE TRANSFER
Feature:    1. 6.99% for 12 months.
            2. 6.00%per month for 18 months.
            3. 7.99%per month for 24 months.

The following 4 is Alliance Bank priority card：
YOU:NIQUE CARD
Requirement：annual income RM 24K above/monthly income 2k Above. Age between 21-65.
FEATURE:
1. Can upload any favourite image as a Card Image。Example selfie，travel，couple，family，graduate，babys photo and etc.
2. First 90 days only need make the Minimum payment, there is no charges for the remain outstanding balance.
3. Can choose 1 of the card function from below:
           a) Rebate：   0.5% for  RM 0-1,000
                         1.5% for  RM 1,001-2,000
                         3% for    RM 2,001-3,000
                         0.3% for >RM 3,001 (no capping, unlimited)         
        Which mean for the higher rebate tier customer should not spend credit limit more then Rm 3000 monthly.

          b)Rewards:  2x timeless bonus pints on oversea or domestic retail spend
          c) Rates:   Get low interested rate of 9% for the first 12 months with prompt payment for 12 consecutive months.

4. Annual fees waived for first 3 years, after that can waive the annual fees with spend RM 5k above every year.

PLATINUM CARD
Requirement： Annual income >60K
Feature：          1. 3x Timeless Bonus Points on overseas retail spend.
                   2. 2x Timeless Bonus Points on grocery, petrol and utility spend.
                   3. Unlimited complimentary access to KLIA Plaza Premium Lounge. (For PB or AP member only)
                   4.Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
                   5. Airline Miles Redemption to Enrich Miles and AirAsia BIG Points.

VISA INFINITE CARD
Requirement：Annual income> 150K
Feature:           1.  5x timeless bonus pints on oversea retail spend
                   2.  2x timeless bonus pints on domestic retail spend
                   3. UNLIMITED PRIORITY PASS LOUNGES WORLDWIDE& KLIA PLAZA PREMIUM LOUNGE
                   4. Annualy Cash Rebate:
                      Accumulated Spend (RM)          Annual Rewards (RM)
                        100,000  - 299,999                 500
                        300,000  - 499,999                 1600
                        500,000  and above                 2600

                   5. Annual fees waive for 1st year
                   6. Travel insurance up to RM 2 million
                   7. Worldwide customer service hotline
                   8. More feature please visit
                   http://www.alliancebank.com.my/P ... x#possibilities-tab

GOLD CARD
requirement：Annual income RM 24K above /monthly income RM 2k above。Age between 21-65.
Feature:           1. 2x Timeless Bonus Points on overseas retail spend.
                   2. 2x Timeless Bonus Points on utility spend.
                   3. Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.
                   4. Timeless Bonus Points that do not expire.
                   5. Airline Miles Redemption to Enrich Miles and AirAsia BIG Points.

Personal Loan and Credit card document requirement：***No need original documents,all the submission document can send by email,fax or Whatsapp(Photo)
Salary Earner：
    1)  IC
    2)  Choose 2 document from below:
      A.EPF statement for pass 6 months
      B. payslip for latest 3 months + latest 3 months bank statement/ passbook(must bank in by cheque or online transfer by your boss or company)
      C. Borang BE + income tax receipt
      D. EA Form
      E. Latest 1 month payslip (Only for those work in MNC or PLC company )
      F. Notice of Assessment (For those work in Singapore because this is their income tax)

Self Employed：
1)     IC
2)     Latest 6 months company bank statement
3.     Borang B + income tax receipt
4.     SSM photo copy

Commisin Earner(Example insurance agent，property agent，unit trust agent, etc)
     1)     IC
     2)     Latest 6 months payslip + Latest 3 months personal account bank statement (进粮的bank statement)

BUSINESS PLATINUM CARD
Feature：1. ONLY FOR DIRECTOR
         2. Card limit up to RM 300k
         3. Any time can apply the fast cash program with 6.99-7.99% (Tenure 1-3 years)
         4. Applyable for all director in same company.
         5. Company registration must more then 2 years.
         6. Annual fee waive for first year. And just spend 12 times or spend minimum RM 5k to waive continuous year.
         7. Rebate:   0.2% for    RM 1- 15000
                      0.5% for    RM 15001- 100000
                      0.8% for    RM 100001- 200000
                      1.25% for   RM 200001- 300000

Document requirement：
1)     IC
2)     Latest 6 months company bank statement
3.     Borang B + income tax receipt
4.     SSM photo copy

crazygal^^

申请信用卡需要什么资料？

snoopy^O^

现在银行来往纪录多过一个月以上就能贷款了，无需等超过一年

yvonneling

snoopy^O^ 发表于 14-7-2016 12:25 AM
现在银行来往纪录多过一个月以上就能贷款了，无需等超过一年

我想要申请个人贷款，如何联络你？

lun_9222

请pm我，我也想了解一下

snoopy^O^

yvonneling 发表于 14-7-2016 05:11 PM
我想要申请个人贷款，如何联络你？

pm你了

吴先生83

Pm 我

吴先生83

我想问如果我想借30千来解决我的信用卡债务，我目前有4张卡。有些是有过期几个月。不过，过期的minimum payment最后我都有还。只是慢。有什么贷款是可以的

-树仙小雪-

pm我你的联络号码。
想要信用卡和loan的。谢谢

snoopy^O^

-树仙小雪- 发表于 27-7-2016 04:06 PM
pm我你的联络号码。
想要信用卡和loan的。谢谢

已pm，请检查哦，谢谢

xiong7733

楼主,请pm我你的电话,谢谢

xiaoping173

要personal loan,3千…
只有公司给的出粮单…不过是给cash
在rhb借car loan…已经供了2年
没有EPF…
这样还可以借personal loan吗？
可以就pm我

银色恶魔

请pm我信用卡

snoopy^O^

都已私信了，谢谢大家。

831010

snoopy^O^ 发表于 31-8-2016 01:09 AM
都已私信了，谢谢大家。

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